Includes Banking, Cryptocurrency, ESG and opinions on investing.

Secret CEO: Credit Suisse ‘resolution’ has set a dangerous precedent

Our columnist argues the way in which the Swiss bank has been rescued undermines 15 years of regulatory reform.

Although three US banks folded in little more than a week, along with, arguably, the ‘resolution’ of a functioning bank, Credit Suisse (CS), this past weekend is a bigger kick in the teeth to the financial sector.

Insightful article, was Finma the Swiss regulatory body too quick to follow the persuasions of the Federal Reserve, ECB (European Central Bank) and BoE (Bank of England)?  3 min read.

Credit Suisse deal shows ‘valuation of bank stocks is voodoo’

The UBS takeover of Credit Suisse has shaken confidence in regulation to its roots, says the editor of Citywire Pulse.

Credit Suisse has had many issues in the past but, ultimately, there is only one explanation for the hasty deal ordered by the Swiss government and Swiss National Bank (SNB) this weekend – it would have gone into a disorderly bankruptcy. We would have had another Lehman on our hands.

You may recall last week’s article on Quantitative Easing (QE). Theory and practice are far from being aligned. This article is frightening, revealing that without proper monitoring, regulation is useless. 3 min read.

Bitcoin soars amid banking sector chaos

Turmoil in the banking sector, hotter-than expected inflation data, and renewed hopes for a dovish Federal Reserve has Bitcoin reaching levels not seen in about nine months.

2.5 min read.

Why Foord is avoiding SA nominal bonds in two of its fixed-income funds

Despite the tempting yield, Foord Asset Management is not following the herd when investing in nominal government bonds.

Farzana Bayat, co-portfolio manager of the Foord fixed income range, said that in 2015, the International Monetary Fund considered eight out of 50 countries in Africa at high risk of debt distress. This year 23 of the 50 countries are at high risk.

‘South Africa is ranked 15th among the most vulnerable countries to debt default, worse than Nigeria, Morocco and Turkey.’

3 min read.

Risk attitude versus return altitude

When it comes to investing, many investors simply want big rewards, without taking on any risk. But the reality is that to earn sufficient long-term returns, you do have to put your capital at some degree of risk. As they say, nothing ventured, nothing gained.

Find out about “time horizon” and the five basic risk profiles when it comes to investing. Sound advice. 3 min read.